How To Find Lost Us Bonds

Savings Bond Calculator - Detailed Instructions

Note: The Calculator is for paper bonds just. To larn the value of your electronic savings bonds, log in to your TreasuryDirect account.

Find what your paper bond is worth
Build an inventory of newspaper bonds
Find the value of your paper bonds in past or future months
Not sure what data the Computer is giving yous?
Desire to save your inventory?
Having problems loading your saved inventory file?
Practise you written report savings bond interest to the IRS every year as it accrues?

To find what your paper bail is worth today:

Click the 'Go Started' Link on the Savings Bond Calculator dwelling house page.
Once open, cull the series and denomination of your paper bond from the series and denomination drop down boxes.
Enter the issue appointment that is printed on the newspaper bail. Notation: Enter two-digit months (e.g. 01, 12) and iv-digit years (e.g. 1985 or 2001). If yous're not sure where to find the issue date or serial number of your newspaper bond, see our bail diagram.
Click the 'Calculate' button.

To build an inventory of newspaper bonds:

Repeat the above procedure for each of your paper bonds.
The Calculator will add each new paper bail to the tiptop of your inventory listing.

To find the value of paper bonds in past or future months:

If you'd like to see what your newspaper bonds were worth in the past or will be worth in the near time to come:

Change the 'Value as of' date at the pinnacle of the Calculator to the desired appointment.
Click 'Update'.
Your inventory will update to testify the values of your paper bonds every bit of the date you enter.
The Reckoner tin can show you what your newspaper bonds were worth from January 1996 through the electric current rate period.

Not sure what data the Calculator is giving you?

If you lot have questions almost any of the fields that are displayed, here are short descriptions of the fields displayed past the Calculator.

Bond Serial Number–The series number can be found in the lower right corner of your newspaper savings bond. This information is not required, but is important for record-keeping purposes if your paper bonds are always lost or destroyed.
'Value every bit of' Date–When you first open the Savings Bail Calculator, it shows what your paper bonds are worth today. If you desire to see what they're worth in other months, you can change the 'Value every bit of' date. The Calculator can show what your newspaper bonds are worth in any month from Jan 1996 through the electric current rate catamenia.
Series–The serial can be found in the upper right corner of your paper savings bond. This Calculator provides values for paper savings bonds of these series: EE, I, Eastward.
Denomination–The face value as shown in the upper left corner of your paper bond.
Outcome Date–The date your newspaper bond was issued. It's the month and yr printed on the correct side of your newspaper bond, beneath the series.
# Bonds–The number of newspaper bonds you've entered into this inventory.
Total Price–The total money you paid to buy the paper bonds in this inventory.
Total Interest–The combined corporeality of payable involvement accumulated past the paper bonds listed in this inventory through the engagement listed in the 'Value as of' box.
Full Value–The combined cash value of the paper bonds listed in this inventory every bit of the date in the 'Value as of' box. This is what yous'd receive if you cashed all of these newspaper bonds in that month.
YTD Interest– Year-to-Date interest. The full amount of interest accumulated by the paper bonds in this inventory from January of the year listed in the 'Value as of' box through the date given.
Upshot Toll–The money y'all paid to buy each paper bail in this inventory.
Interest–The amount of involvement each paper bail has accumulated from its Consequence Date through the 'Value every bit of' date.
Note: If a bond was issued May 1997 or later on and it's cashed earlier it's five years old, it'due south field of study to a three-month interest penalty. The interest shown hither incorporates this penalty.
Value–What each newspaper bail is worth every bit of the date given in the 'Value every bit of' field.
Interest Rate–The involvement rate each bond is earning in the appointment listed in the 'Value every bit of' field. Nosotros use this rate to calculate the interest that accumulates on the Next Accrual Date.
Next Accrual–The beginning appointment after the appointment specified in the 'Value as of' box that each bond increases in value.
Final Maturity–The engagement each bond stops earning involvement.
Northward/A–A bond'southward current interest rate is not available. This means that
a) The bond has stopped earning interest;
or
b) We won't know the rate the bond earns during the 'Value as of' appointment until the next charge per unit flow when new involvement rates are appear;
or
c) The rate the bond earns tin't be retrieved from the database.
Annotation–Here are brief descriptions about special bond designations.
- NI. Not Issued–You changed the ' Value equally of ' date to a date before the paper bond was issued.
- NE. Not Eligible for Payment–Bonds with this designation tin't be cashed until they are at least 12 months former.
- P5–Bonds issued May 1997 or later that are less than five years old include a three-month involvement penalty.
- MA. Matured–This newspaper bond is matured and not earning interest. (used with "Value every bit of" dates for September 2004 and after).

Want to save your inventory?

Note: The Calculator won't salve your inventory of paper bonds if you're using either of these browsers: Google Chrome, Microsoft Edge.

You lot tin save your inventory and then you tin can update your paper bond values apace and easily. All you demand to do is utilise your browser's built-in saving function. Click the "Save" push button in the results area and so when the list appears, click "File" and 'Salvage Every bit' and proper noun your inventory. Make certain that you salve your file as an "HTML Only" file and click 'Salve.' If you'd similar more item, check out our Instructions for Saving Your Inventory Page.

Having bug loading your saved inventory file?

If you saved your inventory on the main Calculator screen and then endeavor to reopen the file, you will go a page that has words on the left-mitt side of the screen and you lot won't immediately see your data.

Roll downwards the page until you see an area that says "Calculate the Value of Your Paper Savings Bond(s)." In that expanse there'southward an Update button. Run across the image beneath:

screen shot of calculator update button

Click on the Update button and your inventory volition be restored in the Savings Bond Estimator.

Exist sure to click on the "How to Save Your Inventory" button before you lot resave your file to get consummate instructions.

Do you report savings bail involvement to the IRS every year as information technology accrues?

If you report interest annually, check out the Calculator'due south YTD Interest feature. It reports the amount of interest your paper bonds have accrued from the start of a yr through the date you enter in the "Value as of" section. Here's how you can use this feature to calculate the amount of interest your newspaper bonds accrued in one calendar twelvemonth:

List the paper bonds you want to report annually.
Enter Dec of the tax year in the 'Value as of' box. For example, if y'all want to find the interest your paper bonds accrued in 1999, enter "12/1999" in the 'Value as of' box.
Observe the value in the 'YTD Interest' box. That's the amount of interest your paper bonds accrued that year.

See Too:

Growth Reckoner
Savings Planner
Taxation Advantages Computer

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